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Fraud Prevention

To protect yourself against e-mail and online fraud, be alert to unsolicited e-mails you receive from companies you know or do business with.
Although fraudulent emails can be difficult to recognize, beware of e-mails that:

  • Request that you click a link to a spoof web site, one that looks like a real company website, including the real company's graphics and design. Since fraudulent emails may even use exact wording from the real company's website, it's difficult to determine a spoof website. If you have any doubts, please contact us at 580-562-4871 or send an email to
  • Ask you to give, confirm, or update sensitive personal information, such as Social Security numbers, usernames, passwords, PIN numbers, or account numbers.
  • Use Pop-Up windows for entering or confirming personal data (see below for more on pop-up screens on secured web sites).
  • Have a sense of urgency to give the information immediately, citing a specific thing that might happen. For example, your account may be closed or temporarily suspended.
  • Have spelling errors and/or bad grammar. Intentional spelling errors may allow the email to get through spam filters used by Internet Service Providers (ISPs).

Even if you don't enter your personal data, by clicking on a link embedded in a fraudulent email, you may inadvertently download tracking software or viruses that track your keystrokes to gain your personal information. The best defense is not to enter any personal information at a website you link to from an unsolicited e-mail.

Fraudulent Screens and Pop-Ups

We are advising customers to be aware of a virus or an attempt to gain account information on secured web sites, including our Online Banking site. This fraudulent act is known as a Trojan Horse program (Download.Ject, which is also known as JS.Scob.Trojan, Scob, and JS.Toofeer) that asks customers to disclose sensitive account information on a pop up screen. The screen attempts to obtain information such as account usernames and passwords, PIN numbers, credit card numbers, ATM codes, etc. This information could potentially be used to perpetrate identity theft or compromise your existing accounts. Please do not enter any information onto this screen.
In the normal course of business, we would not ask our customers via e-mail or any other means to enter (or record) account information online for any reason. Our best advice is to never provide account information online and do not share your PIN under any circumstance.
If you suspect that the security of your account has been compromised due to the possible disclosure of sensitive or confidential information, please contact us at 580-562-4871 at your earliest convenience.

Equifax Breach

Equifax, a credit reporting agency, has announced a security breach. This Equifax breach does not involve your information at Washita State Bank. It may, however, be in your best interest to understand or review the information Equifax has been issuing in response. We are providing this announcement for your information.*

As of 9/7/2017, Equifax has stated that there is "No Evidence of Unauthorized Access to Core Consumer or Commercial Credit Reporting Databases".
Equifax is continuously providing progress updates about the security breach. This information is updated regularly by Equifax at The Federal Trade Commission has also posted information on their website located here.
In addition to the Equifax Potential Impact website, Equifax will send direct mail notices to consumers whose credit card numbers (estimated at 209,000 people) or dispute documents (estimated at 182,000 people) with personal identifying information were impacted.
If you would like to place a freeze on your Equifax credit information, please visit and follow the instructions provided.  
You can also contact Equifax directly at (866) 447-7559, their call center is open every day (including weekends) from 7:00 a.m. - 1:00 a.m. Eastern time.

* This notice is being provided for informational purposes only. Washita State Bank is not making recommendations of action or inaction, it is important for you to consider what may be the best option for you.